my thoughts… my stories… my life…

Getting out of debt

December 29th, 2011 | Posted by Cynth in For Cynth

Finance has always been my bane. I was never any good at it. It seems that I just keep on spending my hard earned cash and I’m never able to save up a good amount of cash. And well with that in mind, it really didn’t come as a surprise when I realized that I’m already neck deep in debt, credit card, cash advances and the lot, it seems that I have availed them all and now I’m drowning in them. It’s a good thing though that I was able to seek debt advice and now I am able to breathe. It’s not easy being in debt. The endless calls of collectors, the constant fear that they will repossess everything I own. It really is a big shame. I have learned my lesson and now I only buy what I need and I never buy outside of my means. I have a credit card but I make sure that I pay everything at their due date. Having a credit card is always handy especially during emergencies and when you really need to buy something, but I have learned never to use it just for my whims. If you need advice on your debts then you can always seek the help of credit advisors to ensure that you don’t end up with a ton of debt you cannot actually afford to pay.

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